Terrorism Insurance

Terrorism is a real and increasing threat to your business and property, as well as to holidaymakers and business travellers both in the UK and overseas.

Terrorist attacks are incredibly difficult to predict but the potential liability is enormous. This combination of uncertainty and potentially huge losses means that most insurance companies exclude terrorism insurance from coverage in either Liability insurance or Property insurance or require endorsements to provide coverage.

Following the Baltic Exchange bomb in 1992, all UK insurers stopped including terrorism cover on their Commercial insurance policies. As a result, the government and insurance industry established the Pool Reinsurance Company Ltd (Pool Re) which is primarily funded by premiums paid by policyholders.

We advise all travellers to consult the Foreign and Commonwealth Office (FCO) travel advice site before leaving the country. The FCO provides current advice on developing situations and how to stay safe. Any warnings they issue against travel are important because they can invalidate insurance if they are not adhered to.

We are here to help

There is no need to choose between experience and personal service. With Kerry London you have both. Contact us for expert, personal advice on your Terrorism insurance needs.

Complete reassurance. Total support

Bomb disposal robot for dealing with terrorism bomb threats representing Terrorism insurance

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