Protecting Your Data Centre Projects: Why Kerry London is Your Ideal Lloyd’s Broker

Posted by Angus Nanan, Head of Construction, Kerry London Ltd

As a UK construction company specialising in the build and fit-out of data centres across North Western Europe, you operate in a high-stakes, fast-evolving industry. Data centres are critical infrastructure, demanding precision, innovation, and robust risk management.

At Kerry London, we understand the unique challenges you face, from complex project timelines to stringent regulatory requirements. As a trusted Lloyd’s broker with an EU subsidiary, we are ideally positioned to deliver tailored insurance solutions that protect your business and projects, wherever you operate. Here’s how we can help you secure comprehensive coverage and navigate the complexities of your insurance programme.

Key Insurance Features for Data Centre Construction 

Contractors All Risks (CAR) Insurance: CAR coverage is the cornerstone of protection for data centre construction, covering physical damage to works, materials, and equipment. Our policies include:

Testing and Commissioning Coverage: Protects against damage during the critical testing of cooling, power, and IT systems.

Delay in Start-Up (DSU): Covers financial losses from project delays caused by insured perils, safeguarding your client’s revenue stream.

Third-Party Liability: Addresses claims for property damage or bodily injury, vital in urban or semi-urban data centre locations.

Professional Indemnity (PI) Insurance: Data centre design and engineering are complex. PI insurance protects against claims arising from errors or omissions, such as faulty system designs, and extends to subcontractors and consultants involved in fit-outs.

Cyber Insurance: As digital infrastructure, data centres face cyber risks even during construction. Our policies cover cyber-physical damage (e.g., attacks during system testing) and data breach liabilities, ensuring comprehensive protection.

Environmental Impairment Liability (EIL): With strict environmental regulations in North Western Europe, EIL coverage protects against claims from hazardous material spills, such as those from batteries or cooling systems.

Terrorism and Political Risks: Data centres are strategic assets. Our policies include coverage for terrorism or sabotage, protecting against property damage and business interruption.

Why choose Kerry London?

As a Lloyd’s london broker, Kerry London leverages the unparalleled expertise and financial security of the Lloyd’s market, backed by £92.5 billion in syndicate-level assets and the Central Fund (as of 31 December 2024). This ensures your claims are paid, even for high-value projects. Our EU subsidiary allows us to issue local policies in EU member states where required by law, ensuring seamless compliance across North Western Europe while maintaining Lloyd’s robust coverage standards. 

Your Priorities for a Robust Insurance Programme 

Tailored risk assessment 

We work closely with you to assess project-specific risks, from supply chain disruptions to regulatory compliance, collaborating with Lloyd’s syndicates to craft bespoke solutions. 

Cross-border expertise 

Operating in multiple jurisdictions? Our EU subsidiary ensures compliance with local regulations, delivering consistent coverage across the UK and EU/EEA. 

Efficient claims management 

Time is critical in data centre projects. We advocate for you, leveraging our Lloyd’s relationships to ensure swift and fair claims handling. 

Sustainability and emerging risks 

With increasing focus on sustainability, we partner with insurers like AXA XL to address environmental risks and support your commitment to energy-efficient data centres. 

Partner with Kerry London

At Kerry London, we act as your trusted advisor – combining Lloyd’s global expertise with our local knowledge and EU subsidiary to deliver unparalleled insurance solutions for your data centre projects. Protect your business, mitigate risks, and focus on delivering cutting-edge infrastructure with confidence.

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Kerry London is authorised and regulated by the Financial Conduct Authority. The company is a leading UK independent and Lloyd’s registered broker, which means that we work with a wide range of niche and major insurers.

This note is not intended to give legal or financial advice, and, accordingly, it should not be relied upon for such or regarded as a comprehensive statement of the law and/or market practice in this area. In preparing this note, we have relied on information sourced from third parties, and we make no claims as to the completeness or accuracy of the information contained herein. You should not act upon information in this bulletin nor determine not to act without first seeking specific legal and/or specialist advice. We and our officers, employees or agents shall not be responsible for any loss whatsoever arising from the recipient’s reliance upon any information we provide herein and exclude liability for the content to the fullest extent permitted by law.

Categories: Articles by Angus Nanan, Bonds, Construction,