Film Production Insurance FAQs
Questions and answers that relate to film production insurance. This information is provided as a guide only, and if you have any doubts or questions, please call our expert team on 020 7623 4957.
Do I need film production insurance for a student or low-budget film?
Yes. Even if your film has a small crew or minimal budget, you’re still liable for injuries, equipment loss, or third-party claims. We offer tailored, affordable packages for students, short films, and indie projects.
What does film production insurance typically cover?
Core cover includes:
- Public Liability
- Employers’ Liability (if hiring anyone)
- Cast Insurance
- Equipment (owned & rented)
- Props, sets & wardrobe
- Digital media/footage
- Cancellation & abandonment
We also offer specialist cover for drones, vehicles, overseas shoots, and Errors & Omissions (E&O) for distribution.
How much does film production insurance cost?
Premiums vary based on budget, location, duration, cast, and the type of shoot. A one-day student shoot might cost under £200, while a feature film could run into thousands. We work with you to find cost-effective, comprehensive options.
Do I need insurance for drone filming?
Yes. Drone use requires aviation liability insurance, often not covered by general production policies. If you’re using a UAV (unmanned aerial vehicle), we’ll ensure you have the right protection in place.
What’s Errors & Omissions (E&O) Insurance, and do I need it?
E&O Insurance protects against claims related to copyright infringement, defamation, libel, privacy issues, or broadcasting rights. It’s essential if you plan to sell, stream, or distribute your production, especially to broadcasters or platforms like Netflix, BBC, or Amazon.
Will insurance cover delays due to illness or weather?
Yes. Cast insurance covers illness or injury to key actors, while adverse weather insurance protects you against shoot cancellations or delays due to poor conditions.
How quickly can I get covered?
Often within 24 hours, sometimes faster. For urgent productions, we offer rapid underwriting and documentation so you’re not delayed.
Is public liability insurance required by law?
It’s not legally required, but it is essential, especially if you’re filming in public or hiring locations. Most councils, venues, and landlords demand proof of public liability before issuing filming permits.
Can I change my policy if my shoot changes?
Yes. We offer flexible policies and can amend your cover if your budget increases, cast changes, or locations shift, just keep us updated.
We are here to help
There is no need to choose between experience and personal service. With Kerry London you have both. Get in touch for expert, personal advice on your insurance needs.